Your Business Is More Than a Job, a Career or a Source of Income. It’s a Way of Life.
You don’t mind the long hours, the tough competition or the pressure because you know there’s nothing more satisfying than being your own boss. But how well do you understand the risks you face? Is your business protected against catastrophic loss, accidents, liability claims or loss of income? If you clearly cannot answer these questions, then we need to talk.
We Understand Your Business
You need flexible, tailored insurance coverage that address specific exposures and goals. Drawing on long experience, a local presence, a comprehensive portfolio of products and services, and the commitment of our people, we can help you manage the risks of day-to-day commerce.
What Protection Do You Need?
The Businessowners Advantage policy is ideal for retail businesses, professional offices or home office businesses. It is designed to provide affordable quality protection with a host of special optional coverages to address your business operation needs.
Business property insurance can help protect the property your business owns and leases, including things like medical equipment, inventory, furniture and fixtures. We also include coverage for things you may not have thought of, like protection for your accounts receivable records and or computers and media. There’s even an option that can help replace lost income when your operations are suspended and can no longer operate due to a covered loss.
No two businesses are exactly alike. With our flexible coverage options, you can tailor coverage specifically for your business’ unique needs both today and as your business evolves.
And, many of the commercial property coverages we offer as optional can be bundled into cost-effective packages giving you the best value for your insurance dollar.
We’ll Help You Protect
- Buildings, permanently installed equipment and outdoor fixtures
- Business personal property, including computer systems and electronic media
- Debris removal
- Outdoor property, including signs
- Newly acquired property
- Property in transit or temporarily off premises
- Accounts receivable
- Forgery or alterations
- Valuable papers or records, including electronic or magnetic media
- Money and securities, on or off premises
- Employee dishonesty
- Peak-season coverage
- Premises and Operations
- Products/Completed Operations
- Personal Injury
- Advertising Injury
- Fire Legal Liability
Loss of Income Protection
- Up to 12 months of business income
- Paid extra expenses needed to resume normal business operations
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