Your Green Business Is More Than a Job, a Career or a Source of Income. It’s a Way of Life.
You run a nursery, greenhouse, or floral business. The hours are long but so are the rewards. You work in surroundings you love, servicing customers you care about, and you have a direct connection to the seasons, the natural environment and the world of horticulture.
Florists, Greenhouses & Nurseries
Your stock is highly perishable. Your equipment is expensive. You may work with hazardous chemicals or dangerous machinery. And you face fierce competition from supermarkets and discount stores. To meet these challenges, you need more than loyal customers, marketing skills and business savvy – you need protection against the unexpected.
What Protection Do You Need?
Risk is an inherent part of any green enterprise. Whether you’re a grower, wholesaler or retailer, you have a big investment in plants and equipment, a reliance on key employees, and frenzied seasonal demand for your products and services. We understand the challenges you face. We’ll work closely with you to determine whether potential losses can be absorbed, managed through adjustment to your operation or addressed by carefully targeted insurance coverage. Based on your business goals, exposures and concerns, Dempsey Weiss & Associates will help you prioritize and evaluate coverage options so you can make decisions that best meet your needs and budget.
Business property insurance can help protect the property your business owns and leases, including things like medical equipment, inventory, furniture and fixtures. We also include coverage for things you may not have thought of, like protection for your accounts receivable records and or computers and media. There’s even an option that can help replace lost income when your operations are suspended and can no longer operate due to a covered loss.
No two businesses are exactly alike. With our flexible coverage options, you can tailor coverage specifically for your business’ unique needs both today and as your business evolves.
And, many of the commercial property coverages we offer as optional can be bundled into cost-effective packages giving you the best value for your insurance dollar.
We’ll Help You Protect
- Tools equipment and building materials, whether on or off premises or in transit
- Property of others while in your care, custody or control
- Property in transit or temporarily off premises
- Valuable papers and records, including electronic or magnetic media
- Newly acquired property
- Money and securities on or off premises
- Peak season coverage
- Premises and Operations
- Products/Completed Operations
- Personal Injury
- Advertising Injury
- Fire Legal Liability
Loss of Income Protection
- Up to 12 months of business income
- Paid extra expenses needed to resume normal business operations
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